Liposuction is a surgery technique which can be used effectively as a treatment for obesity. Is it right to treat it under the head of Cosmetic Surgery and not allow the expenses for claim under health insurance policy. This has been the practice of all insurance companies.
According to Dr. Satish Arolkar, Plastic Surgeon and senior Consultant at the Asian Heart Research Center in Mumbai “There are many who feel that some of the cosmetic procedures should be allowed an insurance cover. Treatments such as liposuction and abdominoplasty should be covered under insurance as they target obesity.”
We know obesity leads to Complication like diabetes, heart aliments, knee replacement and the claims come in the range of Rs 2 to 5 lakhs. Is it that insurance companies are taking a short sighted approach by not allowing liposuction and abdominoplasty?
The earlier we take far sighted view and enlarge the range of our health insurance polices the better it will be.
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